Methods of determining the level of transparency in estimation of financial stability of banks in terms of information asymmetry.

Abstract

The article is devoted to the urgency of the problem of ensuring the financial stability of banks in Ukraine in modern conditions and proved that every bank in the market has the probability of bankruptcy that is not known to its customers, i.e. the asymmetry of information is happen to be; disclosed the essence of transparency and proved its importance to keep the reliability of every bank and the banking system as well on the ground of creation of effective feedbacks system between the banks and the market participants and to ensure the effective monitoring of its activities by the supervisory authorities; based on the results of the critical analysis of methods of the level of bank's information transparency estimation that is used by Ukrainian Credit Rating Agency «UCRA», Standard & Poor's, the Agency of finance initiatives (AFI), and on the basis of own research is suggested to carry out analysis and evaluation of information transparency of banks according to the formed system of indicators that is aggregated into three blocks: Block 1 "Ownership structure and corporate governance", Block 2 "Operations and financial statements", Block 3 "Management and collegial bodies"; developed a methodic of determining the level of transparency in the evaluation of the bank's financial stability.